Inspiration frugal living budget worksheet

Saving on living costs becomes one way that is done when income decreases, one of which is through frugal living. What's that?

Frugal living is actually about how to use money according to needs. Lately it is often talked about frugal living with the term frugal living. This lifestyle is widely carried out by world celebrities such as Mark Zuckerberg, Lady Gaga, Keanu Reeves, and Leonardo DiCaprio. In general, frugal living is a lifestyle that focuses on saving.

Example frugal living budget worksheet

Set aside money for mandatory routine expenses, such as for property or stock investments, emergency funds, residential installments, electricity bills, and so on. Next, determine a budget for shopping for daily necessities, socializing, and vacations.

If you have, do not spend money beyond the budget. If there are items that you want to buy, but the budget of the month is not enough, switch to the next month's budget. To make it easier to monitor the budget in implementing frugal living, download the financial application on your smartphone. You can record your income and expenses along with the information in the application.

Inspiration frugal living budget worksheet

Rejecting Some of the Invitations to Hang out
The invitation to hang out in cafes and restaurant hits will be endless. To implement frugal living, you need to firmly reject some of these invitations. Adjust the frequency of hanging out with the budget that has been made before.

If you feel this meeting is important, there are several solutions so that the implementation of this frugal lifestyle still works. Among them is switching the meeting to the next month, invite to a hangout that goes into your budget, or do an online meeting.

Running Frugal Living with Your Own Cooking
Nowadays, ordering food is very easy. Just open the app, then pay using electronic money. Moreover, nowadays many restaurants or cafes that often hold massive discounts. It must be tempting, huh?

However, when done continuously, the application of frugal living will fail. Instead, make it a habit to cook for yourself. It's simple enough, but nutrition is still fulfilled. Grocery shopping does require a big budget, but it can be cooked many times and is much more efficient than ordering food.

Take advantage of mass public transportation
Driving a private vehicle is comfortable, but not in accordance with the principle of frugal living. This is because you need to increase the budget for BBM, service, taxes, and so on.

Well, for starters frugal living, try using mass public transportation when going or going home from work. If possible, just walk from the office to the station or bus stop. Also reduce the use of online taxis. Count the sports, right?

Applying frugal living at first may be difficult. However, with a strong determination, surely you will get used to it. It should also be understood that frugal living is not a stingy life, but a frugal life and smart to manage finances. Are you ready for frugal living?

frugal living budget worksheet

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